Become a light entrepreneur

Start your entrepreneurship journey lightly today. Invoicing is easy with a Business ID or without it.

Our service is perfect for new and existing private traders, no matter who they bank with.

Become a light entrepreneur with Business ID

The easiest way to invoice and enjoy all the tax benefits that come with a business ID. Perfect for both new and existing private traders.

  • Tax deduct your business-related expenses.
  • With business ID, you will receive VAT relief.
  • With the entrepreneur deduction, 5 % of your income will be tax-free.
  • You can apply for start-up grant.
  • We will handle your tax returns and tax payments on your behalf.

Invoice without a business ID

Take your first steps as a light entrepreneur without setting up a business ID, or invoice occasionally with no commitments.

  • No commitments, you can send a single invoice without setting up an own business ID.
  • You only invoice for occasional work gigs.
  • Extra income alongside work, study, or unemployment benefits.

OP Light Entrepreneur — more than 24 000 entrepreneurs have already signed up

Juuso is looking directly to the camera with a smile.
The main reason for me to engage in light entrepreneurship was to earn extra income and maintain my carpenter skills. As a novice entrepreneur, bookkeeping and tax matters seemed challenging, so it was easy to choose the OP Light Entrepreneur service, where these matters were taken care of, and my questions were answered.
Juuso, Carpenter
a smiling light entrepreneur named Heini, wearing a mint green blazer with blonde hair and glasses.
I started as an OP Light Entrepreneur years ago when I was asked to take on the role of a social media strategist for a company. That's when I realized I could easily offer my services to other businesses as an OP Light Entrepreneur, and also invoice influencer collaborations through the service. Joining Light Entrepreneur service became necessary when I had accidentally turned my hobby into a business. As a student, the additional earnings as an OP Light Entrepreneur have been extremely important.
Heini, Social media strategist
Antti is smiling; he has lightweight-framed glasses and short dark hair.
OP Light Entrepreneur is an easy-to-use and straightforward service. I invoice my company's (umba.fi) gigs, presentation, and consulting fees conveniently with e-invoices. It works!
Antti Vuorela, Umba.fi, Director, Performer, Digital Specialist

Forget about paperwork

We'll handle the paperwork, tax returns and tax payments on your behalf, leaving you to do what you do best — productive work.

The easy way to send bills

With our service, sending bills is easy and free of charge. Just tell us who you are billing, and for what — we’ll handle the rest for you.

Automatic bookkeeping

Outgoing and incoming bills and payments are automatically entered in bookkeeping. You can also enter cash sales in the accounts. We automatically make the appropriate tax deductions as you add business expenses.

Payments are clear

We charge a service fee (+ VAT 24 %) of 5 % of your sales before VAT. The rest is paid into your account.

The service charge is only paid on net sales of up to 30 000 euros. If your net sales exceed 30 000 euros, you’ll pay no further service fees for the year in question.

Insurance

Through our services, you can take out pension insurance for self-employed persons (YEL insurance) and voluntary insurance policies, such as accident and general liability insurance.

Customer service chat

We want to support you as you take your first steps in business. After registering as an OP Light Entrepreneur, you can use our chat service, on the lower-right of all our web pages. We are here for you!

We will handle taxes on your behalf

We withhold taxes and VAT on your behalf from the sales and pay them on your behalf.

Driving log

Free driving log to easily keep track of deductible worktrips. Kilometre deductions are automatically calculated and reported on the tax return.

Long-term assets

You can deduct machinery and equipments, such as a 3D printer or vehicle lift, in accounting up to 30,000 € in the service.

Who does light entrepreneurship suit?

Light entrepreneurship is a good option if you a promising business idea and want to start up a company easily. As a light entrepreneur, you can take time to test your business idea while focusing on your customers’ needs and developing your business.

Light entrepreneurship is the right choice for you when

  • You want to provide services for consumers/other businesses
  • You create products, such as artworks, for sale
  • You want freedom to manage your work and time
  • You want to focus on your business and outsource the paperwork to us.