✓   The services are suitable for all banks’ customers.

Your reliable partner when you need to invoice your work

OP Light Entrepreneur Without Business ID

Compare services and choose the one that suits you best

OP Light Entrepreneur

  • Get your Business ID and its benefits instantly for free
  • We handle accounting, tax returns and payments for you
  • Take advantage of entrepreneur tax benefits and deduction opportunities

Service charge 5% + VAT
No additional fees, no other costs

Register

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OP Light Entrepreneur
Without Business ID

  • Become a light entrepreneur without your own business ID
  • Agree on a job, send an invoice and receive the money in your account
  • We take care of statutory notifications and fees for you
  • Possibility of invoicing abroad within the EU

Service charge 5%
No additional fees, no other costs

Register

Read more

It’s as easy as that!

1. Become a light entrepreneur
Create your own business ID or start invoicing easily without your own company by registering for the service.
2. Send invoices
Create an invoice for the work you have done, we will send it to your customer in the way you want.
3. Money paid into your account
We will withhold taxes and fees, and the rest will be paid directly into your account. You can use the money you receive like a salary.
4. Take advantage of deductions
Deduct business-related expenses with a business ID or invoice tax-free compensation in the Without Business ID service.
✓   For new and existing companies
50,000+
business IDs established

✓   Easy and free of charge
1.5+ million
invoices sent

✓   Fast customer service
175,000+
resolved issues
✓   Inspiring entrepreneur stories
Join skilled professionals
We handle paperwork for over 590 industries and sectors

User experiences
of the OP Light Entrepreneur services

Read user experiences

Joel Farrier

I started as a private trader in July 2024. I initially used the accounting of another invoicing service, but it didn't meet my needs, so I ende…

Joel
Farrier

I started as a private trader in July 2024. I initially used the accounting of another invoicing service, but it didn't meet my needs, so I ended up switching to the OP Light Entrepreneur service. I had heard nothing but good things about your light entrepreneur service, so I switched to it without hesitation and I have been totally satisfied with my decision and the service I received from you. Your service is perfect for a beginning entrepreneur, as it is relatively simple to use and in case of problems, you can get help very quickly and effortlessly via chat. My company offers horse shoeing services and I have found that invoicing my customers and adding receipts to accounting in your service has worked flawlessly.

Anna Sofia Graphic designer and illustrator

I started as a part-time entrepreneur in 2018 through the OP Light Entrepreneur service. Before that, I had used invoicing services, but becomin…

Anna Sofia
Graphic designer and illustrator

I started as a part-time entrepreneur in 2018 through the OP Light Entrepreneur service. Before that, I had used invoicing services, but becoming a private trader started to attract me when I realised that it was more financially profitable for me and perhaps also made my brand image as a designer more professional.

I didn't expect how easy it would be to become an entrepreneur through the OP Light Entrepreneur service. Invoicing through the service is very convenient and I don't have to know how to handle accounting on my own, for example, which was a pain to think about in advance.

I like the fact that the service reminds me of accounting and tax-related tasks and dates. I have also found the articles in the service useful, for example regarding entrepreneur taxation. In case of problems, I have always received quick help from customer service.

Hanna Viita Nurse, aesthetic injection treatments

I started as an entrepreneur (and immediately as a light entrepreneur) in March 2025, and entrepreneurship was completely new to me. I have rece…

Hanna Viita
Nurse, aesthetic injection treatments

I started as an entrepreneur (and immediately as a light entrepreneur) in March 2025, and entrepreneurship was completely new to me. I have received a lot of good advice on entrepreneurship through your chat service, even though things have had to be explained in simple terms for me. As a result of these long-term chat sessions, I have come to realise that no matter how small my questions about taxes or payments are, I don't have to feel embarrassed.

Charlotte Nyman Stable worker

I never thought I would become a light entrepreneur doing horse-related tasks alongside my other job. I was really nervous about starting to use…

Charlotte Nyman
Stable worker

I never thought I would become a light entrepreneur doing horse-related tasks alongside my other job. I was really nervous about starting to use an invoicing service. That was unnecessary. Using the service has been smooth and easy. I have always received quick help with problem situations via chat and have always had friendly service. I think it's great that I don't have to worry pointlessly, as OP Light Entrepreneur takes care of everything for me. I will continue to use the service.

Heidi Photographer

The OP Light Entrepreneur service makes entrepreneurship really easy in terms of invoicing and accounting! I especially like the fact that the s…

Heidi
Photographer

The OP Light Entrepreneur service makes entrepreneurship really easy in terms of invoicing and accounting! I especially like the fact that the site is clear and easy to use. In addition, information on current issues and reminders keep me up to date. The site also has a ready-made answer to almost any question, and if I need more detailed instructions, I have always received quick answers via chat. The pricing of the service is reasonable and really clear! So if you are considering light entrepreneurship, I can warmly recommend the OP Light Entrepreneur service!

Compare the differences between OP Light Entrepreneur, OP Light Entrepreneur Without Business ID, and working as a private trader

OP Light Entrepreneur OP Light Entrepreneur Without Business ID Working solo as a private trader
Business ID Included in the service No business ID Done by the trader, or according to the accountant’s charges
Accounting and financial statements Included in the service Not required Done by the trader, or according to the accountant’s charges
Recording expenses Yes Possible through one's own tax return Through one's own accounting
VAT and tax returns Included in the service Not required Done by the trader, or according to the accountant’s charges
Handling of prepayment taxes The service pays taxes as an additional prepayment according to the tax rate The service pays taxes according to the tax card Self-reported and paid
Open a comprehensive comparison table on light entrepreneurship in its entirety
OP Light Entrepreneur OP Light Entrepreneur Without Business ID Working solo as a private trader
Entrepreneurial deduction in taxation Yes No Yes
Possibility of startup grant Yes, before establishment. No Yes, before establishment.
Possibility to register in the Trade Register Yes No Yes
Using a corporate account May be required by your bank Not required May be required by your bank
Sending invoices Included in the service Included in the service Done by trader
Debt collection Included in the service Included in the service Done by trader
YEL pension Insurance Can be acquired through the service Can be acquired through the service Done by trader
Product retail Yes No Yes
Invoicing abroad No Within the EU Done by trader
Income handled As business income As a salary As withdrawals for private use
Age limit 18 years 15 years 15 years
OP Light Entrepreneur Without Business ID