Become a light entrepreneur

Start your entrepreneurship journey lightly today. Invoicing is easy with a Business ID or without it.

Our service is perfect for new and existing private traders, no matter who they bank with.

Become a light entrepreneur with Business ID

The easiest way to invoice and enjoy all the tax benefits that come with a business ID. Perfect for both new and existing private traders.

  • Tax deduct your business-related expenses.
  • With business ID, you will receive VAT relief.
  • With the entrepreneur deduction, 5 % of your income will be tax-free.
  • You can apply for start-up grant.
  • We will handle your tax returns and tax payments on your behalf.

Invoice without Business ID

Take your first steps as a light entrepreneur without setting up a business ID, or invoice occasionally with no commitments.

  • No commitments, you can send a single invoice without setting up an own business ID.
  • You only invoice for occasional work gigs.
  • Extra income alongside work, study, or unemployment benefits.

Over 25,000 light entrepreneurs already trusts OP Light Entrepreneur services

Juuso is looking directly to the camera with a smile.
The main reason for me to engage in light entrepreneurship was to earn extra income and maintain my carpenter skills. As a novice entrepreneur, bookkeeping and tax matters seemed challenging, so it was easy to choose the OP Light Entrepreneur service, where these matters were taken care of, and my questions were answered.
Juuso, Carpenter
a smiling light entrepreneur named Heini, wearing a mint green blazer with blonde hair and glasses.
I started as an OP Light Entrepreneur years ago when I was asked to take on the role of a social media strategist for a company. That's when I realized I could easily offer my services to other businesses as an OP Light Entrepreneur, and also invoice influencer collaborations through the service. Joining Light Entrepreneur service became necessary when I had accidentally turned my hobby into a business. As a student, the additional earnings as an OP Light Entrepreneur have been extremely important.
Heini, Social media strategist
Antti is smiling; he has lightweight-framed glasses and short dark hair.
OP Light Entrepreneur is an easy-to-use and straightforward service. I invoice my company's (umba.fi) gigs, presentation, and consulting fees conveniently with e-invoices. It works!
Antti Vuorela, Umba.fi, Director, Performer, Digital Specialist

Forget the paperwork

We'll handle the paperwork, tax returns and tax payments on your behalf, leaving you to do what you do best – productive work.

The easy way to send bills

With our service, sending bills is easy and free of charge. Just tell us who you are billing, and for what — we’ll handle the rest for you.

Automatic bookkeeping

Outgoing and incoming bills and payments are automatically entered in bookkeeping. You can also enter cash sales in the accounts. We automatically make the appropriate tax deductions as you add business expenses.

Payments are clear

We charge a service fee (+ VAT 24 %) of 5 % of your sales before VAT. The rest is paid into your account.

The service charge is only paid on net sales of up to 30 000 euros. If your net sales exceed 30 000 euros, you’ll pay no further service fees for the year in question.

We will handle taxes

We withhold taxes and VAT on your behalf from actual sales and pay them on your behalf.

Driving log

Free driving log to easily keep track of deductible work trips. Kilometre deductions are automatically calculated and reported on the tax return.

Long-term assets

You can deduct machinery and equipment, such as a 3D printer or vehicle lift, in accounting up to 30,000 € in the service.

Who does light entrepreneurship suit?

Light entrepreneurship is a good option if you a promising business idea and want to start up a company easily. As a light entrepreneur, you can take time to test your business idea while focusing on your customers’ needs and developing your business.

Light entrepreneurship is the right choice for you when

  • You want to provide services for consumers/other businesses
  • You create products, such as artworks, for sale
  • You want freedom to manage your work and time
  • You want to focus on your business and outsource the paperwork to us.

Compare the differences between private trade and OP Light Entrepreneur with or without a Business ID

Bookkeeping done by oneself Without a Business ID OP Light Entrepreneur
Business ID Self-managed or according to the accountant's price list No Included in the service
Income is processed by Personal withdraw As a salary As business income
Deduction of business expenses Self-managed or according to the accountant's price list As expenses for the production of income on the tax return
As a expense for the production of income.
Included in the service
Deducting business expenses
VAT deductions and reliefs Self-managed or according to the accountant's price list No Included in the service
Open a comprehensive comparison table of light entrepreneurship entirely.
Bookkeeping done by oneself Without Business ID OP Light Entrepreneur
Possibility for start-up grant Yes No Yes
Accounting Self-employed is managing himself or outsources Included in the service
Opportunity to register in the trade register Yes Not possible Yes
Invoicing service Self-managed Included in the service Included in the service
Financial statement Self-managed or according to the accountant's price list No need Included in the service
How does accounting work in OP Light Entrepreneur?
Collection Self-managed Included in the service Included in the service
How to put an unpaid invoice for collection?
Self-employed persons’ pension insurance (YEL) Self-managed Opportunity to acquire through the service Opportunity to acquire through the service
Other insurances Self-managed Not included Not included
Resale of products Yes No Yes
International invoicing Possible Yes
For EU area businesses only.
No
Construction industry invoicing Possible Yes Yes
Entrepreneur deduction in taxation Yes No Yes
VAT and tax returns Self-managed or according to the accountant's price list No need Included in the service
Handling of prepayment taxes Self-declared and payable According to the tax card
The service pays taxes to the Tax Administration.
According to the tax percent
The service pays taxes to the Tax Administration as an additional prepayment at the end of the year.
Age limit With parental permission as a minor. 18 years 18 years
Adding expenses Possible through your own bookkeeping. Not possible Yes
Construction work Yes Yes
For private and businesses.
Yes
For private and businesses.
Become an OP Light Entrepreneur Read more about Without Business ID