When does YEL insurance stop?

When your work as an entrepreneur ends or becomes very limited, it is time to end your YEL insurance as well. End your insurance when your income falls below the YEL lower limit.

The lower limit changes every year. In 2025, the lower limit is 9 208,43 €.

If you stop working for a short period, you should usually keep your YEL insurance and change your YEL income or agree on a longer payment period than usual. If, on the other hand, you interrupt your work for a long period, for example because you are studying or have a serious illness, it is usually worth terminating your YEL insurance.

In case of termination, contact the pension insurance company where you have taken out your YEL insurance.