Suitable for all banks’ customers

OP Light Entrepreneur

Become a light entrepreneur with your own business ID

OP Light Entrepreneur

  • Get your Business ID and its benefits instantly for free
  • We handle accounting, tax returns and payments for you
  • Take advantage of entrepreneur tax benefits and deduction opportunities
  • We handle prepayment taxes according to your tax rate

Service charge 5% + VAT
No additional fees, no other costs

Register

It’s as easy as that!

1. Become a light entrepreneur
Create your own Business ID and start invoicing easily by registering for the service.
2. Send invoices
Create an invoice for the work you have done, we will send it to your customer in the way you want.
3. Money paid into your account
We will withhold taxes and fees, and the rest will be paid directly into your account. You can use the money you receive like a salary.
4. Take advantage of deductions
Deduct business-related expenses with a business ID or invoice tax-free compensation in the Without Business ID service.

OP Light Entrepreneur is suitable for you if

  • You want to become a real entrepreneur – the light way
  • You invoice for your own expertise or product sales
  • You want to focus solely on your own work and outsource the heavy paperwork to us.

Features of the invoicing service

Sending invoices by email, e-invoice or letter
You can send invoices to both private and corporate customers.
Automated bookkeeping
Outgoing and incoming bills and payments are automatically recorded in the bookkeeping. Record cash sales and business-related expenses easily.
Payments are clear
We will deduct the service charge and the tax amounts from your VAT-free sales. The remainder will be transferred into your account.
Kilometre log and daily allowance deduction
The free kilometre log helps you easily keep a record of tax-deductible trips.
Long-term acquisitions
You can deduct in accounting machines and equipment, such as a 3D printer or a vehicle lift, up to €30,000.
Service in Finnish, Swedish and English
You can also use the service in Swedish or English. The service has also been translated into Swedish and English.

Pricing

Service charge 5% + VAT

VAT 25.5% to be added to the service charge is automatically deducted as an expense in accounting.

Maximum service charge €1,500 € + VAT per year. If your sales exceed €30,000 in a year, the remainder of the year will be free for you.

Automatic 5% entrepreneur deduction from operating result taxation.

No other expenses such as registration costs, arrears accounting costs or additional service charges.

User experiences
of the OP Light Entrepreneur services

Read user experiences

Hanna Viita Nurse, aesthetic injection treatments

I started as an entrepreneur (and immediately as a light entrepreneur) in March 2025, and entrepreneurship was completely new to me. I have rece…

Hanna Viita
Nurse, aesthetic injection treatments

I started as an entrepreneur (and immediately as a light entrepreneur) in March 2025, and entrepreneurship was completely new to me. I have received a lot of good advice on entrepreneurship through your chat service, even though things have had to be explained in simple terms for me. As a result of these long-term chat sessions, I have come to realise that no matter how small my questions about taxes or payments are, I don't have to feel embarrassed.

Joel Farrier

I started as a private trader in July 2024. I initially used the accounting of another invoicing service, but it didn't meet my needs, so I ende…

Joel
Farrier

I started as a private trader in July 2024. I initially used the accounting of another invoicing service, but it didn't meet my needs, so I ended up switching to the OP Light Entrepreneur service. I had heard nothing but good things about your light entrepreneur service, so I switched to it without hesitation and I have been totally satisfied with my decision and the service I received from you. Your service is perfect for a beginning entrepreneur, as it is relatively simple to use and in case of problems, you can get help very quickly and effortlessly via chat. My company offers horse shoeing services and I have found that invoicing my customers and adding receipts to accounting in your service has worked flawlessly.

Charlotte Nyman Stable worker

I never thought I would become a light entrepreneur doing horse-related tasks alongside my other job. I was really nervous about starting to use…

Charlotte Nyman
Stable worker

I never thought I would become a light entrepreneur doing horse-related tasks alongside my other job. I was really nervous about starting to use an invoicing service. That was unnecessary. Using the service has been smooth and easy. I have always received quick help with problem situations via chat and have always had friendly service. I think it's great that I don't have to worry pointlessly, as OP Light Entrepreneur takes care of everything for me. I will continue to use the service.

Anna Sofia Graphic designer and illustrator

I started as a part-time entrepreneur in 2018 through the OP Light Entrepreneur service. Before that, I had used invoicing services, but becomin…

Anna Sofia
Graphic designer and illustrator

I started as a part-time entrepreneur in 2018 through the OP Light Entrepreneur service. Before that, I had used invoicing services, but becoming a private trader started to attract me when I realised that it was more financially profitable for me and perhaps also made my brand image as a designer more professional.

I didn't expect how easy it would be to become an entrepreneur through the OP Light Entrepreneur service. Invoicing through the service is very convenient and I don't have to know how to handle accounting on my own, for example, which was a pain to think about in advance.

I like the fact that the service reminds me of accounting and tax-related tasks and dates. I have also found the articles in the service useful, for example regarding entrepreneur taxation. In case of problems, I have always received quick help from customer service.

Heidi Photographer

The OP Light Entrepreneur service makes entrepreneurship really easy in terms of invoicing and accounting! I especially like the fact that the s…

Heidi
Photographer

The OP Light Entrepreneur service makes entrepreneurship really easy in terms of invoicing and accounting! I especially like the fact that the site is clear and easy to use. In addition, information on current issues and reminders keep me up to date. The site also has a ready-made answer to almost any question, and if I need more detailed instructions, I have always received quick answers via chat. The pricing of the service is reasonable and really clear! So if you are considering light entrepreneurship, I can warmly recommend the OP Light Entrepreneur service!

We help you on your entrepreneurial journey.

You can find the answer from the FAQ section or the Customer Service chat.

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