OP Light Entrepreneur without Business ID

Start invoicing without establishing a company, OP Light Entrepreneur invoicing service is suitable no matter who you bank with.

Send an invoice
Service in finnish

OP Light Entrepreneur without a Business ID is a new way to invoice, without establishing a company

With our service, you can conveniently send an invoice for your own work without extra paperwork. The new invoicing service is the easiest way to take the first steps into entrepreneurship and test your own business idea.

Invoice your work with a lighter step – Whether in a small or big way

With the invoicing service, you can easily send an invoice or more to private or corporate customers. OP Light Entrepreneur Without business ID is an easy way to become a light entrepreneur before setting up a company.

Register now and start invoicing easily

Send an invoice without a business ID Service in finnish

Compare the differences between private trade and OP Light Entrepreneur with or without Business ID

Bookkeeping done by oneself Without Business ID OP Light Entrepreneur
Business ID Self-managed or according to the accountant's price list No Included in the service
Income is processed by Personal withdraw As a salary As business income
Deduction of business expenses Self-managed or according to the accountant's price list As expenses for the production of income on the tax return
Reporting expenses for the production of income (in finnish target: _blank)
Included in the service
Business expenses, purchases under 1 200 €
VAT deductions and reliefs Self-managed or according to the accountant's price list No Included in the service
Establishment costs Online 60 euros, on paper 110 euros 0 euros 0 euros
Possibility for start-up grant Yes No Yes
Accounting Self-employed is managing himself or outsources Included in the service
Opportunity to register in the trade register Yes Not possible Yes
Invoicing service Self-managed Included in the service Included in the service
Financial statement Self-managed or according to the accountant's price list No need Included in the service
How does accounting work in OP Light Entrepreneur? (in finnish target: _blank)
Collection Self-managed Included in the service Included in the service
How to put an unpaid invoice for collection? (in finnish target: _blank)
Self-employed persons’ pension insurance (YEL) Self-managed Opportunity to acquire through the service Opportunity to acquire through the service
Other insurances Self-managed Not included Not included
Resale of products Yes No Yes
International invoicing Possible Yes
For EU area businesses only.
No
Construction industry invoicing Possible Not possible Yes
Entrepreneur deduction in taxation Yes No Yes
VAT and tax returns Self-managed or according to the accountant's price list No need Included in the service
Handling of prepayment taxes Self-declared and payable According to the tax card
The service pays taxes to the Tax Administration.
According to the tax percent
The service pays taxes to the Tax Administration as an additional prepayment at the end of the year.
Age limit Underage with parents' permission (in finnish target: _blank) 18 years 18 years
Adding expenses Possible through your own bookkeeping. Not possible Yes
Construction work Yes Yes
For private individuals only.
Yes
For private and businesses.

Send an invoice without a business ID Service in finnish